Steve was born in Indianapolis, and grew up in nearby Speedway, graduating from Speedway High School in 1980, and qualifying for an academic scholarship to Indiana State University. After four years at Indiana State, he graduated with a Bachelor’s degree in Social Studies Education, earning the Alan C. Rankin Distinguished Senior award in 1984. He then continued his studies in the summers following graduation and received a Master’s degree in Education from Indiana University in 1988.

After leaving Indiana State, Steve began teaching social studies and English and coaching three sports at Delphi High School, Delphi, Indiana. It was during this time that he became extremely interested in financial matters. In 1991, after coaching the varsity basketball team for three years, he left education to begin a career in the financial services industry.

Since 1991, his practice has grown to over 800 clients, and he has attained the designations of Certified Financial PlannerTM and Chartered Financial Consultant®. In addition, Steve has been designated as an Enrolled Agent by the Internal Revenue Service, a designation requiring a comprehensive knowledge of the tax code that allows him to represent clients before the IRS. These designations provide that Steve is held to the strictest standards in terms of knowledge, continuing education, and ethics. Currently, he provides the full range of financial planning services including investment planning, tax planning and preparation, retirement planning, insurance planning, and estate planning, and he belongs to several organizations dedicated to those areas: The Financial Planning Association, The American Society of Financial Services Professionals, the National Association of Enrolled Agents, and the National Association of Tax Professionals.

In 1999, he established SCH Enterprises, Inc., a FINRA member broker/dealer firm, to be able to offer his clients the best products to fit in their specific situation. In 2012, he established Heinekamp Financial Planning & Tax Service, LLC as the formal organization for carrying on the financial planning and tax preparation side of the business. His goal is to provide his clients with the best possible advice, and the products to best serve their needs. His approach is designed to provide his clients with a comprehensive and diverse financial plan, following classic financial planning guidelines in pursuit of financial peace of mind. He believes that the key to a financially sound future is to organize goals, set up a plan, and follow that plan over a period of time.

Steve currently lives in Brownsburg, Indiana with his wife DeAnn.  His two adult sons, Michael and Daniel, joined Heinekamp Financial Planning & Tax Service on a full-time basis in 2016.  Steve and DeAnn belong to Connection Pointe Christian Church of Brownsburg.